What To Know Before You Apply
Buying or leasing a car can be a daunting task. But at Modesto Mitsubishi we're making the car buying process as simple and as easy as possible. Our finance center makes it convenient to get credit approval financing before you even step into the dealership. Here are some tips to keep in mind before you visit us for credit approval financing.

Know Your Credit Score
You should always make sure to know what your credit score is before walking into a dealership. The better your credit score is the better of an interest rate you'll get. Aside from your income, your credit score has the greatest effect on determining what kind of interest rates you qualify for. It's best to keep an eye on your credit score long before you start looking for a car. This will give you time to boost your credit score if needed.

Know Your Payment
Determining how much you are willing to pay every month on a car payment will help you steer clear of getting stuck with a higher payment. You will then be able to figure out what vehicles are in your price range and what interest rate will work for your budget. Lenders will also take your income, the length of the loan you choose, the type of car you buy and whether it's new or used into account when determining what finance plans you qualify for. Using our loan calculator can help you figure out how much you can afford on your monthly payments.

Know Your Term

Try not to get too focused on your monthly payments. You are more likely to save more money with a higher monthly payment and a shorter term agreement, then with lower monthly payments and a longer term agreement. Generally, the shorter your term loan, the less money you'll end up paying for your car overall. You can use the extra money you save to payoff other loans and continue to raise your credit score.

To learn more about credit approval financing, come to Modesto Mitsubishi, serving Modesto, CA.


  • Monday 10:00AM - 5:00PM
  • Tuesday 10:00AM - 5:00PM
  • Wednesday 10:00AM - 5:00PM
  • Thursday 10:00AM - 5:00PM
  • Friday 10:00AM - 5:00PM
  • Saturday 10:00AM - 5:00PM
  • Sunday Closed


Cammisa Motor Car Company

Directions MODESTO, CA 95356

  • Sales: (209) 718-2300
  • Service: (209) 718-2300
  • Parts: (209) 718-2300

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